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Add Back Benefits Agency

Stop Choosing Between Better Benefits and a Stronger Bottom Line

Add Back Benefits Agency helps U.S. employers offer Activ8 Health — a supplemental benefits program that gives employees access to real healthcare services with no deductibles or copays. All while supporting the financial health of your business.

No replacement of existing coverageNo new complexity for HRAvailable in most states and Washington, D.C.
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Built for employers

A smarter way to support your team

No replacement of existing coverage

Activ8 works alongside your current benefits — no changes needed.

No new complexity for HR

Seamless integration with your existing HR processes and workflows.

Available in most states and Washington, D.C.

Broad coverage to support your workforce wherever they are.

The Product

Real Benefits Your Employees Will Actually Use

Activ8 Health gives your employees access to a comprehensive set of healthcare and support services with no deductibles or copays for eligible enrolled employees.

Virtual Primary Care

Virtual Primary Care

Dedicated physicians, personalized care plans, and ongoing management of chronic conditions. Same day appointments often available.

Virtual Urgent Care

Virtual Urgent Care

Available 24/7/365. 40% of urgent care visits are potentially avoidable. Average wait time: 9 minutes.

Virtual Behavioral Health

Virtual Behavioral Health

Therapy, counseling, psychiatry, and medication management for enrolled employees.

Prescription Benefit

Prescription Benefit

$0 copay on 95% of the top 200 most prescribed maintenance medications. Accepted at 70,000+ pharmacies or delivered by mail.

At-Home Lab Testing

At-Home Lab Testing

Kits shipped directly to employees with prepaid return labels. Convenient and confidential.

Genomic Screening

Genomic Screening

Hereditary cancer risk, familial hypercholesterolemia, and pharmacogenomics panels.

Digital Health Coaching

Digital Health Coaching

Unlimited access to digital coaching resources and guided wellness support.

Fixed Hospital Coverage

Fixed Hospital Coverage

Reimbursement for qualified medical events — an added layer of financial protection.

Professional Tax Advisory

Professional Tax Advisory

Included for all enrolled employees. Expert tax guidance as part of your benefits package.

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The Business Case

A Benefits Upgrade That Works for Your Business

Not just your employees — Activ8 supports the financial health of your entire organization.

Strengthen your benefits package

Activ8 works alongside your existing coverage. No changes need to be made to your current plan. If you're not currently offering medical insurance, Activ8 is also a great fit.

Reach more employees

Employers are often able to make Activ8 available to a broader share of the workforce than their current insurance plan reaches. That creates a stronger benefits story for recruiting and retention.

Built for multi-state employers

Whether your workforce is concentrated in one city or distributed across the country, Add Back Benefits Agency can help you evaluate fit and manage rollout.

EBITDA Boost for Employer

Real employers. Real bottom-line impact.

A 208-person company added

in net profit

0

A 450-person company added

in net profit

0
The Process

Three Steps from Conversation to Launch

01

Book a working session

We start with a free 60-minute consultation to review your current benefits setup, workforce profile, and goals. No high pressure — just a practical conversation about whether Activ8 is a fit for your team.

02

Review eligibility and plan fit

We walk through eligibility and implementation considerations so you have a clear picture before making any decisions.

03

Launch with full communication support

If Activ8 is the right fit, Add Back Benefits Agency guides your rollout from start to finish — including employee communication support so your team understands and uses their new benefits.

Why Choose Us

We Know This Product. We Know Your Business.

Cross-functional expertise

Cross-functional expertise

Our team brings practical experience in insurance, and business operations. We understand how benefits decisions affect the whole organization.

Honest fit assessment

Honest fit assessment

We help you determine if Activ8 is a fit for your organization. If it isn't, we will tell you.

Personal service from the owners

Personal service from the owners

When you work with Add Back Benefits Agency, you get the owners' direct contact information. Not a call center — a real person who knows your account.

FAQ

Common Questions

Activ8 Health is a supplemental benefits program delivered through Add Back Benefits Agency that gives enrolled employees access to virtual primary care, virtual urgent care, virtual behavioral health, prescription benefits, at-home lab testing, genomic screening, digital health coaching, fixed hospital coverage, and professional tax advisory services.

Free 60-minute consultation

Find Out if Activ8 Is Right for Your Team

Book a free 60-minute consultation with Add Back Benefits Agency. We’ll review your workforce, confirm eligibility, and answer all your questions.